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Global Risks Index
The Global Risks Index · GRX-IDX-CLI-PHYSICALCHRONIC · HTE Hazard and threat exposure

기후 물리적 재해 지수

0–10 index of physical climate hazard combining chronic change, observed extremes and projected change (projection sub-index taken at SSP2-4.5, 2041–2060 by default, with other scenarios as alternative runs).

Construction Simulator Indicators
Page GRX-IDX-CLI-PHYSICALCHRONICEdition Baseline Edition 2026Evidence close 2026-09-30Indicator Standard IDX.CLI.physical_chronic.climate_physical_riskValues not yet publishedMethod v1.0.0-draft
FIG 1 · Method card
Aggregation

geometric

equal weights · floor 0.1 where geometric

불확실성

1,000 draws

normalisation, weights, aggregation

구조

3 components

16 leaf indicators

적용 범위

67% minimum

modelled share ≤ 20%

From the Indicator Standard definition of this index.
16
leaf indicators
3
components
1,000
Monte Carlo draws
8
series read it
01Construction

From indicators to the composite

The physical climate dimension of a place profile; adaptation readiness and realised loss are reported beside it as separate dimensions.

computation
How Climate physical hazard is computed
Graph22 nodes
그래프
01지표
02Sub-indices
03Domain index
04기둥
05종합
100%
색인
  1. 산업화 이전 대비 지표면 온난화
    Indicator · IND · K
    Difference between the latest 20-year mean near-surface air temperature over the area and the 1850–1900 mean, from observational datasets; where national records start later, the offset to 1850–1900 is bridged with the global observational estimate.
  2. 연 강수량 변화
    Indicator · IND · %
    Absolute percentage difference between mean annual precipitation of the latest 30 years and the 1961–1990 mean; the signed value is carried alongside for direction.
  3. 상대 해수면 상승 속도
    Indicator · IND · mm/a
    Linear trend of relative sea level at the coast over the latest 30 years, combining tide-gauge and satellite-altimetry records with vertical land motion.
  4. 연중 최고 일최고기온(TXx)
    Indicator · IND · Cel
    Highest daily maximum near-surface temperature of the year (ETCCDI-style TXx); the 30-year mean and the latest year are both reported.
  5. 온난일 비율(TX90p)
    Indicator · IND · %
    Percentage of days in the year whose maximum temperature exceeds the calendar-day 90th percentile of 1961–1990 (ETCCDI-style TX90p); 10% is the baseline expectation.
  6. 폭염일(35 °C 이상) 변화
    Indicator · IND · d/a
    Change in the mean annual number of days with maximum temperature of 35 °C or more between the latest 30 years and 1961–1990 (ET-SCI-style TXge35).
  7. 온난 기간 지속일수(WSDI)
    Indicator · IND · d/a
    Annual count of days in spells of at least six consecutive days with maximum temperature above the calendar-day 90th percentile of 1961–1990 (ETCCDI-style WSDI).
  8. 연중 최다 일강수량(Rx1day)
    Indicator · IND · mm
    Maximum one-day precipitation total of the year (ETCCDI-style Rx1day); the 30-year mean and trend are reported.
  9. 연중 최다 5일 강수량(Rx5day)
    Indicator · IND · mm
    Maximum consecutive five-day precipitation total of the year (ETCCDI-style Rx5day).
  10. 극한 다우일 강수량(R95pTOT)
    Indicator · IND · %
    Share of annual precipitation falling on days wetter than the 95th percentile of wet days in 1961–1990 (ETCCDI-style R95pTOT relative to the annual total).
  11. 최장 연속 건조일수(CDD)
    Indicator · IND · d
    Maximum number of consecutive days in the year with precipitation below 1 mm (ETCCDI-style CDD).
  12. 산업화 이전 대비 예상 온난화
    Indicator · IND · K
    Multi-model median change in mean near-surface temperature relative to 1850–1900 for the area; scenario (SSP-RCP), horizon (2021–2040, 2041–2060, 2081–2100) and ensemble statistic are observation dimensions, values flagged S.
  13. 연중 최고기온의 예상 변화
    Indicator · IND · K
    Multi-model median change in TXx relative to 1995–2014; scenario, horizon and ensemble statistic are observation dimensions, values flagged S.
  14. 최다 5일 강수량의 예상 변화
    Indicator · IND · %
    Multi-model median percentage change in Rx5day relative to 1995–2014; scenario, horizon and ensemble statistic are observation dimensions, values flagged S.
  15. 예상 상대 해수면 상승
    Indicator · IND · m
    Median projected relative sea-level change at the coast relative to 1995–2014, including vertical land motion; scenario, horizon and likely-range bounds are observation dimensions, values flagged S.
  16. 미래 100년 빈도 해안 홍수 수위 아래 인구, 비율
    Indicator · IND · %
    Share of today’s residents living below the 100-year extreme still-water level raised by projected relative sea-level rise; scenario and horizon are observation dimensions, values flagged S.
  17. Chronic climate change sub-index
    Sub-index · SUB · w 1 · 33.3%
    Composite of observed warming since pre-industrial, change in annual precipitation and relative sea-level rise rate.
  18. Climate extremes sub-index
    Sub-index · SUB · w 1 · 33.3%
    Composite of ETCCDI-style extremes indices: TXx, TX90p, change in very hot days, WSDI, Rx1day, Rx5day, R95pTOT and CDD.
  19. Projected climate change sub-index
    Sub-index · SUB · w 1 · 33.3%
    Composite of projected warming, projected change in TXx and Rx5day, projected sea-level rise and population below the future 100-year coastal flood level, computed separately for each scenario and horizon; never averaged across scenarios.
  20. 기후 물리적 재해 지수
    Domain index · IDX · geometric
    0–10 index of physical climate hazard combining chronic change, observed extremes and projected change (projection sub-index taken at SSP2-4.5, 2041–2060 by default, with other scenarios as alternative runs).
  21. 재해 및 위협 노출
    Pillar · PILLAR · 5 indices
    What can strike, how often, how hard and who and what stands in its way?
  22. NXS-GRX (canonical data, provenance and risk) Composite Risk
    Composite · COMPOSITE · four pillars
    Composite = (HTE × VUL × MSF × LCC)^(1/4), each pillar on 0–10 floored at 0.1; pillar = expert-weighted geometric mean of its domain indices
실행 전진행 중완료
FIG 2. 16 indicators, 3 components, real Indicator Standard weights (the bar under each node is its share). Select a node to trace what it feeds and what feeds it; Simulate run plays the computation in order. Schematic of the construction; source: Indicator Standard composite definitions.
02Simulator

Run this index’s own aggregation

Set each component, change the aggregation or the weight uncertainty, and watch the interval, the class probability and each component’s contribution respond.

FIG 3 · Simulator: aggregate climate physical hazard on your numbers
Components (0 to 10)
3.0
5.0
7.0
25
1
–
브라우저에서 실행됨
Contribution of each component (leave one out)
Simulator: the index’s published aggregation run on numbers you set, with 1,000 draws over weights and aggregation. The slider positions are starting points for the explainer, not NXS-GRX values. Simulated on your own inputs; not a measured result.
03방법

Treatment, normalisation, weighting, aggregation, uncertainty

Treatment
WINSORISE
Outlier rule
|skew| > 2, kurtosis > 3.5
Normalisation
min–max rescaling
Imputation
NONE
Coverage minimum
67% of components
Modelled share cap
20% of weight
Weighting
equal
Aggregation
geometric
Scale
0 to 10
불확실성
1,000 Monte Carlo runs over normalisation, weights, aggregation
Framework basis
IPCC AR6 WGII risk framing; INFORM Climate Change; ND-GAIN vulnerability (exposure component, structure only)
매우 낮음0.0 이상 2.0 미만
낮음2.0 이상 3.5 미만
중간3.5 이상 5.0 미만
높음5.0 이상 6.5 미만
매우 높음6.5~10.0
04Components

3 components, 16 indicators

Chronic climate change sub-index w 1

Composite of observed warming since pre-industrial, change in annual precipitation and relative sea-level rise rate.

지표단위근거출처비중
산업화 이전 대비 지표면 온난화IND.CLI.physical_chronic.warming_since_preindustrialKClass Cberkeley-earth, copernicus-era5, noaa-globaltemp, fao-faostat-temperature-change33.3%
연 강수량 변화IND.CLI.physical_chronic.precipitation_change%Class Cgpcc, cru-ts, copernicus-era533.3%
상대 해수면 상승 속도IND.CLI.physical_chronic.relative_sea_level_trendmm/aClass Bpsmsl, copernicus-sea-level, nasa-sea-level-change33.3%

Climate extremes sub-index w 1

Composite of ETCCDI-style extremes indices: TXx, TX90p, change in very hot days, WSDI, Rx1day, Rx5day, R95pTOT and CDD.

지표단위근거출처비중
연중 최고 일최고기온(TXx)IND.CLI.physical_acute.txxCelClass Chadex3, copernicus-era5, national-met-services12.5%
온난일 비율(TX90p)IND.CLI.physical_acute.tx90p%Class Chadex3, copernicus-era512.5%
폭염일(35 °C 이상) 변화IND.CLI.physical_acute.hot_days_changed/aClass Ccopernicus-era5, hadex312.5%
온난 기간 지속일수(WSDI)IND.CLI.physical_acute.warm_spell_durationd/aClass Chadex3, copernicus-era512.5%
연중 최다 일강수량(Rx1day)IND.CLI.physical_acute.rx1daymmClass Chadex3, gpcc-full-data-daily, copernicus-era512.5%
연중 최다 5일 강수량(Rx5day)IND.CLI.physical_acute.rx5daymmClass Chadex3, gpcc-full-data-daily, copernicus-era512.5%
극한 다우일 강수량(R95pTOT)IND.CLI.physical_acute.very_wet_day_share%Class Chadex3, copernicus-era512.5%
최장 연속 건조일수(CDD)IND.CLI.physical_acute.consecutive_dry_daysdClass Chadex3, copernicus-era512.5%

Projected climate change sub-index w 1

Composite of projected warming, projected change in TXx and Rx5day, projected sea-level rise and population below the future 100-year coastal flood level, computed separately for each scenario and horizon; never averaged across scenarios.

지표단위근거출처비중
산업화 이전 대비 예상 온난화IND.CLI.projection.projected_warmingKClass Cipcc-ar6-interactive-atlas, cmip6, wb-cckp20.0%
연중 최고기온의 예상 변화IND.CLI.projection.projected_txx_changeKClass Cipcc-ar6-interactive-atlas, cmip620.0%
최다 5일 강수량의 예상 변화IND.CLI.projection.projected_rx5day_change%Class Cipcc-ar6-interactive-atlas, cmip620.0%
예상 상대 해수면 상승IND.CLI.projection.projected_sea_level_risemClass Cipcc-ar6-sea-level-projections, nasa-sea-level-projection-tool20.0%
미래 100년 빈도 해안 홍수 수위 아래 인구, 비율IND.CLI.projection.slr_coastal_population_exposed.share%Class Dipcc-ar6-sea-level-projections, deltares-gtsr, jrc-ghsl-ghs-pop20.0%
05영역

기후

Physical climate hazards and trends, emissions and transition exposure, and adaptation readiness.

Sub-domain지표
Chronic physical change3
Acute climate extremes9
Emissions4
Transition exposure5
Adaptation readiness5
Scenario projections5

Anchor frameworks (pillar structure and definitions only): IPCC AR6; INFORM Climate Change; ND-GAIN; IMF Climate Change Indicators Dashboard; IFRS S2; NGFS Phase V.

06지표

All 31 climate indicators

FIG 4 · Indicators in scope, by domain and sub-domain
CLI · 31
Area is the number of indicator definitions; colour is the pillar the domain feeds (Macroeconomy and Space feed through their indices). Select a block to filter the table. Source: Indicator Standard Nexus Indicator Standard register.
지표영역Sub-domain구성 요소단위단계Crosswalks
산업화 이전 대비 지표면 온난화IND.CLI.physical_chronic.warming_since_preindustrialCLIChronic physical changehazardKGLOBAL, REGION, COUNTRY, ADM1, GRIDFAO_FAOSTAT ET
연 강수량 변화IND.CLI.physical_chronic.precipitation_changeCLIChronic physical changehazard%COUNTRY, ADM1, GRID
상대 해수면 상승 속도IND.CLI.physical_chronic.relative_sea_level_trendCLIChronic physical changehazardmm/aCOUNTRY, ADM1, CITY, SITEUNDRR_HIPS_2025 EN0402
연중 최고 일최고기온(TXx)IND.CLI.physical_acute.txxCLIAcute climate extremeshazardCelCOUNTRY, ADM1, CITY, GRID
온난일 비율(TX90p)IND.CLI.physical_acute.tx90pCLIAcute climate extremeshazard%COUNTRY, ADM1, GRID
폭염일(35 °C 이상) 변화IND.CLI.physical_acute.hot_days_changeCLIAcute climate extremeshazardd/aCOUNTRY, ADM1, CITY, GRID
온난 기간 지속일수(WSDI)IND.CLI.physical_acute.warm_spell_durationCLIAcute climate extremeshazardd/aCOUNTRY, ADM1, GRID
연중 최다 일강수량(Rx1day)IND.CLI.physical_acute.rx1dayCLIAcute climate extremeshazardmmCOUNTRY, ADM1, CITY, GRID
연중 최다 5일 강수량(Rx5day)IND.CLI.physical_acute.rx5dayCLIAcute climate extremeshazardmmCOUNTRY, ADM1, GRID
극한 다우일 강수량(R95pTOT)IND.CLI.physical_acute.very_wet_day_shareCLIAcute climate extremeshazard%COUNTRY, ADM1, GRID
최장 연속 건조일수(CDD)IND.CLI.physical_acute.consecutive_dry_daysCLIAcute climate extremeshazarddCOUNTRY, ADM1, GRID
Assets vulnerable to climate-related physical risks, shareIND.CLI.physical_acute.physical_risk_vulnerable_assets.shareCLIAcute climate extremesexposure%SITE, PORTFOLIOIFRS_S2 29(c)
산업화 이전 대비 예상 온난화IND.CLI.projection.projected_warmingCLIScenario projectionshazardKGLOBAL, REGION, COUNTRY, ADM1, GRID
연중 최고기온의 예상 변화IND.CLI.projection.projected_txx_changeCLIScenario projectionshazardKCOUNTRY, ADM1, GRID
최다 5일 강수량의 예상 변화IND.CLI.projection.projected_rx5day_changeCLIScenario projectionshazard%COUNTRY, ADM1, GRID
예상 상대 해수면 상승IND.CLI.projection.projected_sea_level_riseCLIScenario projectionshazardmCOUNTRY, ADM1, CITY, SITE
미래 100년 빈도 해안 홍수 수위 아래 인구, 비율IND.CLI.projection.slr_coastal_population_exposed.shareCLIScenario projectionsexposure%COUNTRY, ADM1, CITYWB_WDI EN.POP.EL5M.ZS
LULUCF 제외 온실가스 총배출량IND.CLI.emissions.ghg_totalCLIEmissionsexposureMt/aCOUNTRYWB_WDI EN.GHG.ALL.MT.CE.AR5 SDG 13.2.2
1인당 온실가스 배출량IND.CLI.emissions.ghg_per_capitaCLIEmissionsexposuret/a/{person}COUNTRYWB_WDI EN.GHG.ALL.PC.CE.AR5 EPI GHP
GDP 탄소 집약도IND.CLI.emissions.carbon_intensity_gdpCLIEmissionsexposurekg/[USD]COUNTRYWB_WDI EN.GHG.CO2.RT.GDP.KD SDG 9.4.1
Financed emissions of a portfolioIND.CLI.emissions.financed_emissionsCLIEmissionsexposureMt/aPORTFOLIOIFRS_S2 29(a)(vi)
화석연료 지대, GDP 대비 비율IND.CLI.transition.fossil_fuel_rents.gdpCLITransition exposureexposure%COUNTRYWB_WDI NY.GDP.PETR.RT.ZS WB_WDI NY.GDP.NGAS.RT.ZS WB_WDI NY.GDP.COAL.RT.ZS
연료 수출, 상품 수출 대비 비율IND.CLI.transition.fossil_fuel_exports.shareCLITransition exposureexposure%COUNTRYWB_WDI TX.VAL.FUEL.ZS.UN
명시적 화석연료 보조금, GDP 대비 비율IND.CLI.transition.fossil_fuel_subsidies.gdpCLITransition exposureexposure%COUNTRY
Assets vulnerable to climate-related transition risks, shareIND.CLI.transition.transition_risk_vulnerable_assets.shareCLITransition exposureexposure%PORTFOLIOIFRS_S2 29(b)
NDC 2030 경제 전반 배출 목표IND.CLI.transition.ndc_target_ambitionCLITransition exposureresponse%COUNTRYSDG 13.2.1
국가 적응 계획 제출 여부IND.CLI.adaptation.nap_submittedCLIAdaptation readinessadaptive capacity{bool}COUNTRYSDG 13.2.1
적응 투자에 대한 경제적 준비도IND.CLI.adaptation.economic_readinessCLIAdaptation readinessadaptive capacity{score}COUNTRYND_GAIN economic
적응에 대한 거버넌스 준비도IND.CLI.adaptation.governance_readinessCLIAdaptation readinessadaptive capacity{score}COUNTRYND_GAIN governance
적응에 대한 사회적 준비도IND.CLI.adaptation.social_readinessCLIAdaptation readinessadaptive capacity{score}COUNTRYND_GAIN social
1인당 국제 적응 재원 수취액IND.CLI.adaptation.adaptation_finance_received.pcCLIAdaptation readinessadaptive capacity[USD]COUNTRY
07인용

Climate physical hazard index, world

The world reading of this index, every country as a tile and the largest movements since the previous edition.

NXS-GRX · CLI · 195 profiles · 0–10 scale
Climate physical hazard index, world
–
값은 판과 함께 게시되며, 구간, 등급, 변화가 여기에 표시됩니다.
이전 판
–
Range since 2016
–
결합 종합
–
결합 점수 S
–
동향, 최근 1주
–
Outlook, 12 months
–
방법
Indicator Standard 1.0 · NXS-GRX 2026
추출
1,000
Climate physical hazard index, world, by edition

아직 공개된 값이 없습니다. 첫 판에서 구간 띠와 등급 경계와 함께 이력이 여기에 그려집니다.

The line is the point value by edition; the band is the 90% interval; dashed lines are the class bounds at 2, 3.5, 5 and 6.5.
아프리카54
DZA AGO BEN BWA BFA BDI CPV CMR CAF TCD COM COG CIV COD DJI EGY GNQ ERI SWZ ETH GAB GMB GHA GIN GNB KEN LSO LBR LBY MDG MWI MLI MRT MUS MAR MOZ NAM NER NGA RWA STP SEN SYC SLE SOM ZAF SSD SDN TGO TUN UGA TZA ZMB ZWE
아메리카35
ATG ARG BHS BRB BLZ BOL BRA CAN CHL COL CRI CUB DMA DOM ECU SLV GRD GTM GUY HTI HND JAM MEX NIC PAN PRY PER KNA LCA VCT SUR TTO USA URY VEN
아시아48
AFG ARM AZE BHR BGD BTN BRN KHM CHN CYP PRK GEO IND IDN IRN IRQ ISR JPN JOR KAZ KWT KGZ LAO LBN MYS MDV MNG MMR NPL OMN PAK PHL QAT KOR SAU SGP LKA PSE SYR TJK THA TLS TUR TKM ARE UZB VNM YEM
유럽44
ALB AND AUT BLR BEL BIH BGR HRV CZE DNK EST FIN FRA DEU GRC VAT HUN ISL IRL ITA LVA LIE LTU LUX MLT MCO MNE NLD MKD NOR POL PRT MDA ROU RUS SMR SRB SVK SVN ESP SWE CHE UKR GBR
오세아니아14
AUS FJI KIR MHL FSM NRU NZL PLW PNG WSM SLB TON TUV VUT
아직 변동이 없습니다. 두 번째 판부터는 이전 판 대비 변화가 이를 이끈 지표와 함께 여기에 표시됩니다.
08값

Country values

FIG 5 · Climate physical hazard index: countries (values when released)
지도를 불러오는 중
안도라앤티가 바부다바레인바베이도스코모로카보베르데도미니카미크로네시아그레나다키리바시세인트키츠 네비스세인트루시아리히텐슈타인모나코몰디브마셜 제도몰타모리셔스나우루팔라우싱가포르산마리노상투메 프린시페세이셸통가투발루교황청세인트빈센트 그레나딘사모아
Equal Earth · Natural Earth 1:110mValues when released
Until the first edition is released the map shows UN M49 regions or the Nexus Reports edition; it then shows this index’s classes with each country’s interval on hover. Countries are listed by name, never ordered by value.
타일
/api/v1/public/grix/risk-products/tiles/cli/{z}/{x}/{y}.mvt
관측 키
nis:IDX.CLI.physical_chronic.climate_physical_risk:{ISO3}:{YEAR}:A
09시리즈

Series that read this index

GLBGlobal SystemsThe state of interdependent global risk: the twenty domain indices aggregated to the world, the five core systems (water, energy, food, health, biodiversity) and their couplings, the global tail register and the gap between perceived and measured risk. GS-07Global ClimateChronic and acute physical climate hazard, transition exposure, adaptation gaps and scenario pathways to 2030, 2050 and 2100. GS-10Global CitiesUrban exposure, heat, flooding, informal settlement, service dependency and the economic weight of cities at risk. GS-12Global Earth observationWhat Earth observation can and cannot see of risk: coverage, revisit, latency and the observing systems behind NXS-GRX. SR-01Global PolycrisisHow crises become entangled: common causes, domino effects and feedbacks across climate, economy, health and security. SR-09Planetary boundariesEarth-system boundaries and tipping elements as slow-onset, high-impact risk. XT-18Climate intervention technologiesCarbon removal and proposed climate interventions: physical, governance and termination risks, read from published assessments only. TH-04Disaster Risk Intelligence (DRI)Signals, observations, event streams, geospatial layers and scenario packs turned into structured risk intelligence for preparedness and planning.
10Validity

Crosswalks and validity checks

Crosswalks map leaf indicators to source code lists; established indices are used for validity checks, never re-weighted as inputs.

Code systemLeaf indicators mapped
FAO_FAOSTAT1
UNDRR_HIPS_20251
WB_WDI1
11Nexus 전반

Platforms, standards and ways to take part

Field and service platforms of GCRI, GRF and GRA, the Nexus Risk Standards for this domain, learning, working groups and open calls. Every link is a live page.

12인용

인용과 재사용

GCRI Canada (2026). The Global Risks Index (NXS-GRX): Climate physical hazard index (GRX-IDX-CLI-PHYSICALCHRONIC), Baseline Edition 2026. Preparatory working draft. https://risksindex.com/indices/climate-physical-risk/ UNI NXS-GRX-AR-000112.

See this index in every country profile

Each profile shows this index with its interval and class once released.

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상태

Global Risks Index의 방법론, 구조, 정의는 검토와 의견 수렴을 위해 배포된 예비 작업 초안(2026)이며 이행용이 아닙니다. 관리되는 근거 마감에 따라 판이 공개되기 전까지는 어떠한 값도 표시되지 않으며, 공개 후 값에는 구간, 등급, 출처, 정정 경로가 함께 표시됩니다. 시뮬레이터는 귀하가 선택한 숫자에 공개된 방법을 적용할 뿐이며 NXS-GRX 값을 표시하지 않습니다.

NXS-GRX가 아닌 것

NXS-GRX는 연구 및 리스크 분석 정보입니다. 신용등급이나 ESG 등급이 아니며 등급 척도를 사용하지 않고, 금융상품의 벤치마크도, 공식 통계도, 긴급 경보나 공식 분류도, 자문도 아닙니다. 자연인 평가에 사용해서는 안 됩니다. 리스크 등급은 공개된 척도 위의 구간이며, 국가나 사람의 순위가 결코 아닙니다.

기관과 출처

The Nexus Consortium is stewarded by three independent not-for-profit institutions: The Global Centre for Risk and Innovation (GCRI), through GCRI US in Washington, DC and GCRI Canada in Ontario, with GCRI Canada as Lead Institution, Consortium Secretariat and lead contracting organisation; The Global Risks Forum (GRF); and The Global Risks Alliance (GRA). Technology, infrastructure and service providers work with the Consortium at arm’s length under written agreements, like every other external party in the public-private-planet model, and hold no role in its stewardship.

모든 값에는 출처 표시가 함께 제공되며, 각 출처는 고유한 라이선스를 유지합니다. 외부 명칭은 상호운용성을 위해서만 인용됩니다. Nexus가 작성한 텍스트는 공개 시 CC BY 4.0 적용을 예정합니다.

Avis en français

La méthodologie et les définitions du NXS-GRX sont un projet de travail préparatoire (2026). Le NXS-GRX est une information de recherche et d’analyse des risques : ni notation, ni indice de référence financier, ni statistique officielle, ni alerte, ni conseil. Les classes de risque sont des bandes sur une échelle publiée, non des classements.